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Visa Electron is a general-purpose debit payment product that combines risk management control for issuers with outstanding cardholder utility. Visa Electron works like any Visa card, except that each transaction must be electronically authorized. Visa Electron is a sister card to the Visa Debit card, but Visa Electron payments require all funds be available at the time of transfer; Visa Electron accounts may not be overdrawn. Complementing the Visa debit program, Visa Electron allows cardholders to make purchases at merchant locations with electronic authorization terminals and to access cash through the Visa Global ATM network.
Visa is a private, membership association jointly owned by over 20,000 member financial institutions around the world. The organization serves those members, their cardholders, and their merchant clients by facilitating payments.
900 Metro Center Boulevard
Foster City, California 94404